11. Description of significant accounting policies

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PKO Annual
Report Online
2020

Major accounting policies and estimates and judgments applied in the preparation of these financial statements are presented below and in this note and in individual notes further in the financial statements. In all the years presented, these accounting policies were applied consistently, with the exception of issues described in the Note “Changes in the accounting policies applicable from 1 January 2020 and an explanation of the differences between previously published financial statements and these financial statements”.

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